It’s the questions on everybody’s mind – What will the property market look like post-COVID? The short answer is woeful for the short-term. However, long term analysis points to an eventual recovery, unfortunately it’s almost impossible to put a finger on the ‘when’.

With mortgage rates at their lowest since the days of black and white TV, this might be the right time to make a serious dent in your home loan.

The Reserve Bank of Australia (RBA) took the cash rate to a record low of 1% in July, bringing mortgage rates to their lowest level in more than half a century. However, the low cash rate also means your money in the bank could be earning less interest.

The RBA has cut the official cash rate by 0.25%. But, will your bank pass on this cut to you?